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Veterans ask us how to get a VA home loan with NO Closing costs.  When buying your home.  Not only can you buy a home using your VA with zero down but we make it possible to have loan with little to no closing costs for those that qualify.   This makes that dream of buying a home more of a reality.   Eliminating having to save for the those closing costs which can add up to thousands of dollars.  805.448.7101

Past Client

Eliza Herrera/Santa Maria

I am very pleased to have chosen Greater Mortgage Solutions Gene Perez to be our lender on buying our first home. Gene made us feel welcomed; always had time to speak with us. Answered all and every question we had in regards to our loan and process. Even in my time of stress on the last days Gene was very calm. If you're looking for a honest, friendly, exceptioanl lender.....you have found him....Gene Perez.
He won't let you down

Past Client

Deanna Ambrecht 

Thank you Gene Perez we hit a home run(no pun intended) with gene as the 3rd realtor we worked with in the search for buying our first home. The First 2 realtor we worked with struck out they did not have the Gene factor. Fortunately for us we finally found someone like Gene who worked hard for us, went out of his way, answered all of our questions, knew EXACTLY the type of home we wanted and would keep us informed of new properties on the market and working with VA loan out of state wasn't easy, but he still managed to get us answers at the end of the day, he was readily available to work with our busy schedules. His professionalism and honest approach helped ease a lot of our concerns throughout the purchase of our home. I would definitely refer family and friends to Gene Perez in their search for HOME SWEET HOME.


Santa Maria Real Estate & Santa Maria Home Loans

Welcome to our comprehensive real estate website. No other site provides more detailed information on the homes available for sale not just in the Santa Maria real estate market but across the Central Coast the information that you need you will find here.  Not only do we do home loans in Santa Maria but across the state.  We can help you get a home loan whether you are a first time home buyer or not.  We do everything from VA Home loans, to conventional home loans , and even FHA home loans.  Call us to see what you qualify for.

For buyers there is detailed area and neighborhood information and a great Multiple Listing search page. For sellers we provide information and data to help you to ready your home for market and to list it so it sells.

For Buyers For Sellers
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The Santa Maria real estate market is made up of diverse and interesting communities and neighborhoods. We’ll tell you about each of them and let you narrow your search to the very best for you.

NMLS® 289430

BRE 01321588


Past Client

Sonny Acosta - Santa Maria  

Just purchased a second home  with the help of Gene Perez and staff Rocio Santos of Valley Hills Realty. Gene is awesome, smart and knows his job very well!  He was very supportive and helpful throughout our purchase process. He was so quick to respond any questions and to send paperworks needed to move forward with  our mortgage application from the beginning to end. He and Rocio kept us posted of any conditions from the lender and they always have solutions right away thus making the process quicker. Gene made everything easier and smooth because of his resourcefulness and very knowledgeable in regards to his job.

I have no qualms of using them again in the future! I will fully recommend them to all my friends and relatives.

Sonny & Maribel A.

Search For Homes Now
Contact Me

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11450 Viejo Camino, Atascadero, CA 93422

3 Bed

2.0 Bath


A wonderful 2 acre parcel fronting on both Viejo Camino and El Camino Real. The house is currently tenant occupied, please be respectful of their privacy when you drive by. The house is being sold as is. The property located near Paloma Park an...Read More .....

Listed By Re/Max Parkside Real Estate

MLS® #1058603 MLS® # 1058603 (Active)
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1710 Bilbao Dr, Santa Maria, CA 93454

3 Bed

2.5 Bath


Price Reduced Again! Motivated Sellers! Lovely La Ventana creates a secure feeling as you enter the gated community you have arrived at this Tuscan Village. Original owner- which shows pride of ownership with the rich wood plank floors and high ...Read More .....

Listed By Cornerstone Mission Coast Realty

MLS® #1066516 MLS® # 1066516 (Active)
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260 Lakeview Rd, Santa Maria, CA 93455

3 Bed

2.0 Bath


Multiple opportunities available with this home! Perfect for someone who has a home business or needs a large yard to store LOTS of trucks, RV's, boats, or equipment. Want to build a huge shop? Want a potential second residence? Want to start a ...Read More .....

Listed By O.I.C. Real Estate Services

MLS® #1069637 MLS® # 1069637 (Active)
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1120 Merry Hill, Paso Robles, CA 93446

1 Bed

1.0 Bath


Cute bungalow on the west side of Paso Robles up Twelfth Street just a few blocks from downtown. Renter has moved and is being cleaned up. No Lockbox.Read More .....

Listed By Sale Realty

MLS® #1069786 MLS® # 1069786 (Active)
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266 Regulus Ave, Lompoc, CA 93436

3 Bed

2.0 Bath


Must see this beautifully-appointed home, near Cabrillo High School and Buena Vista. 3 bedroom, 2 baths, with separate converted garage that can be used for an office or den. Roof replaced in 2013. Updated kitchen with stainless appliances,updated...Read More .....

Listed By Central Coast Realty Group

MLS® #1070442 MLS® # 1070442 (Active)

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If you need help or answers with any of the following  we can help, "Santa Maria Real estate, santa maria home loans, Va home loans, fha home loans, conventional home loans, how to buy a home, first time home buyer home loans, getting qualified for a mortgage , buying a home, how to get a home, va loans in santa maria, va loans in lompoc, va loans in nipomo, santa maria homes for sale, homes in santa maria for sale. "

Contact Info
Gene Perez

BRE 01321588 / NMLS 289430

Valley Hills Realty

124 W. Main st. Ste A
Santa maria  California 93454


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